Sahayo.inहर व्यापार का डिजिटल सहायक
Book a free demo
Home / Products / Girvi Hisaab
Girvi Hisab Helper
गिरवी हिसाब

Every girvi, every gram, accounted for

Girvi Hisaab replaces the girvi register with a clear digital record — item details, weight, purity and photos, the loan and its interest, and a printed slip for your customer. Know at a glance what is due and what is overdue.

● Coming soon Windows desktopWorks offline
Get early access See features
Jewellers (sarafa)Licensed pawn brokersGold loan countersVillage money lenders
Features

Everything Girvi Hisaab will do

Girvi (pledge) management for jewellers and pawn brokers — items with weight and purity, photos, interest due, release and overdue alerts.

Detailed item records

Item type, metal, purity, gross and net weight, and your own valuation rate for every girvi.

Item photos

Attach photos of pledged items so there is never a dispute at the time of release.

Accurate interest

The same proven interest engine as Loan Calculator — per ₹100 per month, inclusive days, yearly compounding.

Girvi slip & release receipt

Print a slip at the time of girvi and a receipt at release or part payment.

Overdue alerts

See items past their due date and send WhatsApp reminders to customers.

Find anything fast

Search by girvi number, customer, village or item.

Reports

Interest due, item register, day book and outstanding girvi by customer.

Hindi & English

Work and print in the language your customers prefer.

Your data stays with you

Offline desktop software — records never leave your shop.

Screens

A first look

Design previews of the planned product. Final screens may differ.

Girvi entry with item details

Customer, item, purity, gross and net weight, photos, loan amount and ROI — and a printed slip for the customer.

Interest due and overdue girvi

Know exactly how much interest is due on every item, and which girvi have crossed their due date.

The difference

A register that cannot be smudged, lost or misread

A girvi book holds the most sensitive records in the shop. Girvi Hisaab keeps item details and photos together with the loan, calculates interest correctly every time and keeps a full history of part-payments and releases.

  • Photo proof of each item at the time of pledge.
  • Exact interest on the day of release, no calculator needed.
  • Overdue list so no item is forgotten.
How it works

How to get early access

Register for early access

Tell us how you run your girvi counter today. Early users help shape the product.

Try the beta

Get the first version with sample data and give us feedback.

Go live

Move your running girvi into the software with our help.

FAQ

Girvi Hisaab — questions & answers

When will Girvi Hisaab be available?

Girvi Hisaab is in development. Register through the contact form to get early access and launch pricing.

Will it use the same interest method as Loan Calculator?

Yes. It is built on the same interest engine — ROI per ₹100 per month, inclusive day count and yearly compounding, with calendar or 30-day months.

Does it fix the value of gold automatically?

No. You enter your own rate and valuation for each item, so the software never depends on an internet rate feed.

Can I keep photos of the items?

Yes, item photos are part of each girvi record.

Learn more

Related guides

गिरवीRecords that protect you
Interest & Loans21 August 20266 min read

Girvi Record Keeping for Jewellers: Best Practices That Prevent Disputes

Practical girvi (gold and silver pledge) record-keeping practices for jewellers and pawn brokers — what to record, photos, interest, part payments, release and overdue items.

Related: Girvi Hisaab
₹2 सैकड़ाByaj, the traditional way
Interest & Loans18 October 20268 min read

How to Calculate Byaj (Interest) at “₹ per 100 per Month” — With Examples

A simple guide to calculating interest the traditional Indian way — rate per ₹100 per month, counting days, yearly compounding and part payments — with worked examples.

Related: Loan Calculator
30 vs 31Day-count methods
Interest & Loans9 October 20266 min read

Calendar Days vs 30-Day Month: Which Interest Method Should You Use?

Two ways of counting days give two different interest figures. Learn how the calendar method and the 30-day (360-day year) method work, with examples and when to use each.

Related: Loan Calculator

Other Sahayo helpers

● Available
Credit Cooperative Helper

Society e-Banking · सोसाइटी ई-बैंकिंग

Complete core-banking software for credit cooperative societies and pat sansthas — members, deposits, loans, daily collection, interest and statutory reports.

  • Members, FD, RD, saving & loan accounts
  • Daily collection with mobile import/export
  • Automatic interest posting & NPA classification
  • General ledger, trial balance, P&L, balance sheet
Explore Society e-Banking
● Available
Vyapari Finance Helper

Vyapari Khatabook · व्यापारी खाताबुक

The digital bahi-khata for traders who lend and borrow money on interest — party-wise loans, interest up to today, multi-loan receipts and clear ledgers.

  • Party-wise loans with their own ROI
  • Interest up to today — calendar or 30-day month
  • One payment split across many loans
  • Printable receipts and party ledgers
Explore Vyapari Khatabook
● Available
Loan Interest Helper

Loan Calculator · लोन कैलकुलेटर

A fast, no-fuss interest calculator for the counter — enter amount, dates and ROI, add as many loans as you like and print the total in Hindi or English.

  • ROI per ₹100 per month
  • Calendar days or 30-day month
  • Many loans with marked totals
  • Print view in Hindi or English
Explore Loan Calculator

Be first to use Girvi Hisaab

Register for early access and launch pricing. Early users help shape the product.

Book a free demo Compare products