How to Calculate Byaj (Interest) at “₹ per 100 per Month” — With Examples
A simple guide to calculating interest the traditional Indian way — rate per ₹100 per month, counting days, yearly compounding and part payments — with worked examples.
How homeopathy doctors can move from paper case sheets to a tablet while keeping handwritten case-taking — patient files, photos, old records, appointments, WhatsApp reminders and backup.
Homeopathic case-taking is detailed and personal — mentals, generals, modalities, cravings, a long history. Most homeopaths write it by hand because typing breaks the conversation. That is also why clinics end up with thousands of paper files. A tablet with a stylus lets you keep the handwriting and lose the paper.
The key is a stylus-first app. In Homeo Clinic you write the case and the prescription directly on the screen, with pen colours and pressure sensitivity, and it is saved into that visit of that patient. No keyboard during the consultation.
Skin conditions, warts, reports and progress pictures are part of the case. Taking them on the same tablet and attaching them to the visit means they are always next to the notes they relate to.
Retyping years of case sheets is not realistic. Photographing them is. Register the patient, photograph every page in order, and the pages become an “old record” in the patient’s history. Work through a few files a day; a progress bar shows how far the clinic has come.
WhatsApp click-to-chat lets the app prepare a reminder — “Namaste Asha ji, your appointment is on 7 November at 11:30” — and open WhatsApp with the patient’s number. You tap send. No SMS gateway, no monthly fee.
A tablet can be lost or dropped. Choose an app that makes encrypted, password-protected backups automatically and lets you restore them on a new device. Homeo Clinic uses AES-256 encryption and keeps backups in a folder that survives an app reinstall.
A simple guide to calculating interest the traditional Indian way — rate per ₹100 per month, counting days, yearly compounding and part payments — with worked examples.
Two ways of counting days give two different interest figures. Learn how the calendar method and the 30-day (360-day year) method work, with examples and when to use each.
What should software for a credit cooperative society or pat sanstha do? A checklist covering members, deposits, loans, daily collection, interest, NPA, reports, backup and migration.
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